Latest Posts
Here’s a 0% APR Balance Transfer That Really Pays You!
Most folks know that balance transfers come at a price. Either the bank charges an annual fee and/or a balance transfer fee, or they charge APR north of 0%. If you’re able to find a balance transfer with no fee ... Read More »
A Balance Transfer That Actually Earns Cash Back Rewards
A while back I wrote about balance transfers and credit card rewards. And more specifically, that you don’t earn rewards on transferred balances. Often it’s an exclusion when the credit card you transfer the balance to is offering rewards for ... Read More »
Check Your Local Credit Union for a No Fee Balance Transfer
Those looking to transfer a credit card balance will want to do so without any kind of fees. Unfortunately, most large credit card issuers charge a 3% balance transfer fee when you elect to move your debt from one card ... Read More »
Beware: Balance Transfers Don’t Count as Purchases
Here’s another tip for those of you out there looking to execute a credit card balance transfer. If you don’t know what one is, read more about how they work before reading this post. So whether you realize it or ... Read More »
A Balance Transfer Can Come in Handy After a Mortgage
You’ve probably heard about credit card balance transfers, but may not be entirely sure when to use them. Put simply, they are best served during times when money is tight, or if you’ve racked up a ton of credit card ... Read More »
Paying Your Credit Card Balance with Another Credit Card
The title of this post may sound silly at first, but it’s actually a really great (and unintentional) way to define a credit card balance transfer. Trust me, I’m always trying to come up with a way to define it ... Read More »
Can You Close Your Credit Card After a Balance Transfer?
Balance transfer Q&A: “Can you close your credit card after a balance transfer?” First things first, let’s do a quick refresher on how a balance transfer works to provide some background for this question. Put simply, when you execute a ... Read More »
Balance Transfers Won’t Affect Credit Card Rewards Payout
Here’s an issue I’ve been seeing a lot of lately. Nowadays, credit card issuers are offering some pretty enticing deals to get customers in the door. In fact, it’s not entirely uncommon to see cash back bonuses of $500 or ... Read More »
The Simplest Way to Lower Your Credit Card APR
If you’re looking to save some money and balance your budget, the first place you should look is at unnecessary outflows of cash. You know, the $4 Starbucks coffee you buy each morning, or the expensive lunches you treat yourself ... Read More »
How to Avoid the Credit Card Balance Transfer Trap
I’ve written more than I ever thought I would about credit card balance transfers, but it seems most people are still in the dark when it comes to these money-saving tools. I would venture to say that most credit cardholders ... Read More »