Latest Posts
SunTrust Balance Transfer Offer: 3 Years at Prime Rate and No Fee
SunTrust Prime Rewards Credit Card At first glance, the new SunTrust balance transfer offer that comes with three years of prime rate APR and no balance transfer fee looks pretty swell. After all, the prime rate is currently 3.50%. It ... Read More »
Get 0% APR and a $100 Balance Transfer Rebate
The Best of Both Worlds One of the rarest things in the credit card balance transfer world is getting a low interest rate and some kind of reward at the same time. After all, credit card issuers and banks need ... Read More »
The Best Balance Transfer Promotions Are Offered Early in the Calendar Year
Winter Spending Means New Year Savings It’s time for another friendly balance transfer tip. If you’re thinking about transferring some credit card debt, the best time to do so may be early on in the calendar year. The reason being ... Read More »
Get Up to $150 Balance Transfer Bonus with Citadel FCU
If you’re one of those people who likes to get their cake and eat it too, you might be interested in this balance transfer offer from Citadel Federal Credit Union. The Pennsylvania-based credit union is offering a very low 2.99% ... Read More »
Here’s a 0% APR Balance Transfer That Really Pays You!
Most folks know that balance transfers come at a price. Either the bank charges an annual fee and/or a balance transfer fee, or they charge APR north of 0%. If you’re able to find a balance transfer with no fee ... Read More »
A Balance Transfer That Actually Earns Cash Back Rewards
A while back I wrote about balance transfers and credit card rewards. And more specifically, that you don’t earn rewards on transferred balances. Often it’s an exclusion when the credit card you transfer the balance to is offering rewards for ... Read More »
Check Your Local Credit Union for a No Fee Balance Transfer
Those looking to transfer a credit card balance will want to do so without any kind of fees. Unfortunately, most large credit card issuers charge a 3% balance transfer fee when you elect to move your debt from one card ... Read More »
Beware: Balance Transfers Don’t Count as Purchases
Here’s another tip for those of you out there looking to execute a credit card balance transfer. If you don’t know what one is, read more about how they work before reading this post. So whether you realize it or ... Read More »
A Balance Transfer Can Come in Handy After a Mortgage
You’ve probably heard about credit card balance transfers, but may not be entirely sure when to use them. Put simply, they are best served during times when money is tight, or if you’ve racked up a ton of credit card ... Read More »
Paying Your Credit Card Balance with Another Credit Card
The title of this post may sound silly at first, but it’s actually a really great (and unintentional) way to define a credit card balance transfer. Trust me, I’m always trying to come up with a way to define it ... Read More »