SunTrust Balance Transfer Offer: 3 Years at Prime Rate and No Fee

SunTrust Prime Rewards Credit Card At first glance, the new SunTrust balance transfer offer that comes with three years of prime rate APR and no balance transfer fee looks pretty swell. After all, the prime rate is currently 3.50%. It was actually 3.25% as recently as December, but finally got increased by 25 basis points… Continue reading SunTrust Balance Transfer Offer: 3 Years at Prime Rate and No Fee

The Best Balance Transfer Promotions Are Offered Early in the Calendar Year

Winter Spending Means New Year Savings It’s time for another friendly balance transfer tip. If you’re thinking about transferring some credit card debt, the best time to do so may be early on in the calendar year. The reason being that credit card issuers, and especially local credit unions, like to send out their best… Continue reading The Best Balance Transfer Promotions Are Offered Early in the Calendar Year

Get Up to $150 Balance Transfer Bonus with Citadel FCU

If you’re one of those people who likes to get their cake and eat it too, you might be interested in this balance transfer offer from Citadel Federal Credit Union. The Pennsylvania-based credit union is offering a very low 2.99% APR on balance transfers for six months if you move non-Citadel credit card debt to… Continue reading Get Up to $150 Balance Transfer Bonus with Citadel FCU

A Balance Transfer That Actually Earns Cash Back Rewards

A while back I wrote about balance transfers and credit card rewards. And more specifically, that you don’t earn rewards on transferred balances. Often it’s an exclusion when the credit card you transfer the balance to is offering rewards for spending. Put simply, most credit card issuers don’t consider a balance transfer to be “spending.”… Continue reading A Balance Transfer That Actually Earns Cash Back Rewards

Check Your Local Credit Union for a No Fee Balance Transfer

Those looking to transfer a credit card balance will want to do so without any kind of fees. Unfortunately, most large credit card issuers charge a 3% balance transfer fee when you elect to move your debt from one card to another. This is the industry standard fee. However, what I’ve noticed in recent months… Continue reading Check Your Local Credit Union for a No Fee Balance Transfer

Beware: Balance Transfers Don’t Count as Purchases

Here’s another tip for those of you out there looking to execute a credit card balance transfer. If you don’t know what one is, read more about how they work before reading this post. So whether you realize it or not, credit cards come with a variety of different interest rates (known as APRs), depending… Continue reading Beware: Balance Transfers Don’t Count as Purchases