I got an-email today from Discover about saving money on interest via a balance transfer. Obviously this piqued my interest given I run a website about credit card balance transfers. While I wasn’t in need of one, I still wanted to see what they were offering customers like me. I had to click through on… Continue reading Discover Is Offering a Targeted No Fee Balance Transfer
Marcus by Goldman Sachs: Aims to End Cycle of High-Interest Credit Card Debt
A new service from investment bank Goldman Sachs called “Marcus” aims to help consumers pay off high-interest rate credit card debt once and for all. The smart-looking website seems to be appealing to today’s youth, with the option to apply for a personal loan both online or via tablet and smartphone without ever speaking to… Continue reading Marcus by Goldman Sachs: Aims to End Cycle of High-Interest Credit Card Debt
Credit Unions Need to Better Advertise Their No Fee Balance Transfer Offers
Earlier this year, I pointed out that one of the best places to find a no fee balance transfer credit card is at a local credit union. Why? In short, they tend not to charge a transaction fee to complete the balance transfer, something very few commercial banks are willing to do. Aside from the… Continue reading Credit Unions Need to Better Advertise Their No Fee Balance Transfer Offers
Credit Card Surfing Is Apparently a Thing
We’ve all heard about credit card churning, which is the art of opening and closing credit cards to take advantage of generous sign-up bonuses. But what about “credit card surfing?” At first glance, you might think it’s some sort of hip new thing all the cool kids are doing. Or some weird game like credit… Continue reading Credit Card Surfing Is Apparently a Thing
Capital One Is Offering 6.99% APR on Balance Transfers for 48 Months
A 4-Year Balance Transfer Credit card issuer Capital One has been sending out some targeted balance transfer offers to its customers with low promotional APR for as long as 48 months. Sadly, it’s not a 0% balance transfer offer, though the rate is much lower than what the average credit card holder pays to carry… Continue reading Capital One Is Offering 6.99% APR on Balance Transfers for 48 Months
Students Can Get 0% APR for Two Years on Balance Transfers with No Fees
This is certainly one of the best balance transfer deals I’ve ever come across, which explains why it’s reserved only for college students. In a nutshell, the Louisiana Federal Credit Union is offering 0% APR on its Platinum Student Advantage Rewards MasterCard for two years. And that 0% interest rate applies to purchases, cash advances,… Continue reading Students Can Get 0% APR for Two Years on Balance Transfers with No Fees
What Is a High Interest Rate for a Credit Card?
Balance transfer Q&A: “What is a high interest rate for a credit card?” Without high interest rates, credit card balance transfers simply wouldn’t exist. Indeed, it is because credit card APR is so high that balance transfers are offered in the first place. The main reason you’ll apply for a balance transfer is to lower… Continue reading What Is a High Interest Rate for a Credit Card?
Cabrillo Credit Union Offering a No Fee Transfer and $60 Cash
It’s hard enough to find a no fee balance transfer these days (well not really thanks to my list), so you’d think it would be unheard of to get paid when you did come across one. But credit unions continue to surprise us with their aggressive offers. This is the case with the latest balance… Continue reading Cabrillo Credit Union Offering a No Fee Transfer and $60 Cash
Use the Wyndham Rewards Visa Signature Card to Make Your Balance Transfer Free
Get 0% APR for 15 Months on Balance Transfers and $25 One of the main downsides to a credit card balance transfer is the fact that a balance transfer fee is typically charged. This fee is generally 3% of the amount transferred, so it can add up quickly. Fortunately, there are lots of no fee… Continue reading Use the Wyndham Rewards Visa Signature Card to Make Your Balance Transfer Free
Get a Balance Transfer with No Fee and a Free Cruise Vacation
Do You Like to Cruise? While the headline of this post may sound super silly, it’s actually a real offer from a credit union based in Pennsylvania. Perhaps a play on the long, cold winters that hit the Northeast, NET Federal Credit Union has one of the most unique balance transfer offers I’ve ever come… Continue reading Get a Balance Transfer with No Fee and a Free Cruise Vacation