American Express Launches a No Fee Balance Transfer

A few years ago, I never thought I’d see the day, but alas, American Express now has a no fee balance transfer with 0% APR available! I assumed they’d be the least likely company to offer such as deal, seeing that they barely offered 0% APR on balance transfers on any of their cards with… Continue reading American Express Launches a No Fee Balance Transfer

Marcus by Goldman Sachs: Aims to End Cycle of High-Interest Credit Card Debt

A new service from investment bank Goldman Sachs called “Marcus” aims to help consumers pay off high-interest rate credit card debt once and for all. The smart-looking website seems to be appealing to today’s youth, with the option to apply for a personal loan both online or via tablet and smartphone without ever speaking to… Continue reading Marcus by Goldman Sachs: Aims to End Cycle of High-Interest Credit Card Debt

Capital One Is Offering 6.99% APR on Balance Transfers for 48 Months

A 4-Year Balance Transfer Credit card issuer Capital One has been sending out some targeted balance transfer offers to its customers with low promotional APR for as long as 48 months. Sadly, it’s not a 0% balance transfer offer, though the rate is much lower than what the average credit card holder pays to carry… Continue reading Capital One Is Offering 6.99% APR on Balance Transfers for 48 Months

Get a Balance Transfer with No Fee and a Free Cruise Vacation

Do You Like to Cruise? While the headline of this post may sound super silly, it’s actually a real offer from a credit union based in Pennsylvania. Perhaps a play on the long, cold winters that hit the Northeast, NET Federal Credit Union has one of the most unique balance transfer offers I’ve ever come… Continue reading Get a Balance Transfer with No Fee and a Free Cruise Vacation

SunTrust Balance Transfer Offer: 3 Years at Prime Rate and No Fee

SunTrust Prime Rewards Credit Card At first glance, the new SunTrust balance transfer offer that comes with three years of prime rate APR and no balance transfer fee looks pretty swell. After all, the prime rate is currently 3.50%. It was actually 3.25% as recently as December, but finally got increased by 25 basis points… Continue reading SunTrust Balance Transfer Offer: 3 Years at Prime Rate and No Fee

Balance Transfer Fee Lowered on Discover 18 Month Balance Transfer Card

Discover is lowering the balance transfer fee again on its popular 0% 18 month balance transfer offer. Beginning June 1, the fee will drop from 4% to 3%, which can equate to some serious savings if you’re in the market to transfer a large credit card balance. It was 5% several months back, so the… Continue reading Balance Transfer Fee Lowered on Discover 18 Month Balance Transfer Card

Balance Transfers Get More Protection Under Card Act

A new Federal Reserve rule will protect credit card holders taking part in promotional programs that waive interest charges for a certain period of time. As far as I can tell, this will apply to credit card balance transfers, such was 0% balance transfer credit cards and others that allow card holders to avoid paying… Continue reading Balance Transfers Get More Protection Under Card Act