Latest Posts

Use Balance Transfers to Pay Off High Interest Rate Store Credit Cards

July 16, 2010 No Comments »

Let’s face it, we’ve all made a purchase at a department store or an electronics store, opting to put it on a store credit card instead of actually paying for it. And while it may have come with promotional APR, ... Read More »

Capital One No Fee Balance Transfers Aren’t Free

July 8, 2010 No Comments »

Capital One has been sending out no fee balance transfer offers to existing customers, but from what I’ve seen, the offers aren’t 0% APR. Talk about deceiving, right? If you visit the balance transfers page when logged in, you can ... Read More »

0% APR for 18 Months on Balance Transfers

April 29, 2010 No Comments »

Citi has released a new credit card balance transfer that offers 0% APR for up to 18 months. Yep, 18 months. But remember, the key phrase is “up to.” If your credit isn’t where they want it to be, you ... Read More »

Chase Balance Transfers for Existing Customers

April 26, 2010 2 Comments »

If you’re an existing Chase credit card customer, you can access personalized Chase balance transfer offers instantly online by going to their website. Simply log-on to their website and click on the “transfer balances” link next to your available credit ... Read More »

Balance Transfer Offers Telling of an Economic Recovery

April 19, 2010 No Comments »

If you follow balance transfer offers as much as I do, you’ll notice certain trends. Before the economic collapse, it wasn’t uncommon to see all types of high-risk credit card balance transfer offers. Credit card issuers were constantly pushing the ... Read More »

No Maximum Fee on Balance Transfers

April 16, 2010 No Comments »

Nowadays, a lot of credit card issuers have removed balance transfer fee caps, so there is no maximum fee they can charge. This is certainly something to pay attention to, given the fact that balance transfer fees can be sky-high ... Read More »

Does a Balance Transfer Count as a Payment?

April 1, 2010 No Comments »

Balance transfer Q&A: “Does a balance transfer count as a payment?” A credit card balance transfer works just like a normal credit card payment, except it’s made by a third-party, namely, another credit card issuer, instead of by you. The ... Read More »

Moving a Balance Transfer to Your Checking Account

Moving a Balance Transfer to Your Checking Account
March 29, 2010 2 Comments »

These days, it’s entirely possible to send the money from a balance transfer straight to your checking account, thanks to the widespread availability of balance transfer checks. Instead of simply using a credit card balance transfer to pay off an ... Read More »

How to Get the Balance Transfer Fee Waived

How to Get the Balance Transfer Fee Waived
March 28, 2010 4 Comments »

The cool thing about the credit card industry is the ability to negotiate. In truth, you can negotiate just about anything in life if you’re brave enough to speak your mind, but when if comes to credit cards, it’s always ... Read More »