Latest Posts
0% APR for 18 Months on Balance Transfers
Citi has released a new credit card balance transfer that offers 0% APR for up to 18 months. Yep, 18 months. But remember, the key phrase is “up to.” If your credit isn’t where they want it to be, you ... Read More »
Chase Balance Transfers for Existing Customers
If you’re an existing Chase credit card customer, you can access personalized Chase balance transfer offers instantly online by going to their website. Simply log-on to their website and click on the “transfer balances” link next to your available credit ... Read More »
Balance Transfer Offers Telling of an Economic Recovery
If you follow balance transfer offers as much as I do, you’ll notice certain trends. Before the economic collapse, it wasn’t uncommon to see all types of high-risk credit card balance transfer offers. Credit card issuers were constantly pushing the ... Read More »
No Maximum Fee on Balance Transfers
Nowadays, a lot of credit card issuers have removed balance transfer fee caps, so there is no maximum fee they can charge. This is certainly something to pay attention to, given the fact that balance transfer fees can be sky-high ... Read More »
Does a Balance Transfer Count as a Payment?
Balance transfer Q&A: “Does a balance transfer count as a payment?” A credit card balance transfer works just like a normal credit card payment, except it’s made by a third-party, namely, another credit card issuer, instead of by you. The ... Read More »
Moving a Balance Transfer to Your Checking Account
These days, it’s entirely possible to send the money from a balance transfer straight to your checking account, thanks to the widespread availability of balance transfer checks. Instead of simply using a credit card balance transfer to pay off an ... Read More »
How to Get the Balance Transfer Fee Waived
The cool thing about the credit card industry is the ability to negotiate. In truth, you can negotiate just about anything in life if you’re brave enough to speak your mind, but when if comes to credit cards, it’s always ... Read More »