Latest Posts

No Fee Balance Transfer to Your Purchase APR Probably a Bad Idea

April 13, 2011 No Comments »

We all know it’s near impossible to find a no fee balance transfer these days, especially one that offers 0% APR with no fee. And we also know it’s big news when a card issuer decides to make such an ... Read More »

Balance Transfers Get More Protection Under Card Act

Balance Transfers Get More Protection Under Card Act
March 23, 2011 No Comments »

A new Federal Reserve rule will protect credit card holders taking part in promotional programs that waive interest charges for a certain period of time. As far as I can tell, this will apply to credit card balance transfers, such ... Read More »

Why Do Credit Card Issuers Offer Balance Transfers?

March 2, 2011 No Comments »

If you already know what a credit card balance transfer is, you may be wondering why credit card issuers choose to offer them. In short, a balance transfer allows a consumer to move a credit card balance from one credit ... Read More »

More Consumers Expected to Pay Off Debt in 2011

February 8, 2011 No Comments »

More consumers are expected to pay off holiday debt this year, according to a recent survey from Credit.com. The study found that 59.4 percent of respondents aim to pay off their debt in full this year, rather than carry a ... Read More »

How Many Times Can You Balance Transfer?

January 11, 2011 No Comments »

Balance transfer Q&A: “How many times can you balance transfer?” Once. Five times. 28 times? The short answer is that you balance transfer as many times as you’d like, or your credit affords. But in reality, credit card issuers wouldn’t ... Read More »

Discover No Fee Balance Transfer Credit Card Launched

December 31, 2010 No Comments »

For a limited time, Discover is offering a no fee balance transfer credit card with 0% APR for 12 months on balance transfers!  And 0% APR on purchases for 12 months. The “Discover® More Card – No Balance Transfer Fee” ... Read More »

Should I Do a Balance Transfer?

December 9, 2010 No Comments »

Balance transfer Q&A: “Should I do a balance transfer?” If you’re currently paying credit card finance charges each month, a balance transfer is probably a good idea. While it’s not uncommon to pay interest on your credit card balance(s), it’s ... Read More »

Balance Transfers Can Boost Your Credit Score

Balance Transfers Can Boost Your Credit Score
December 8, 2010 No Comments »

While a balance transfer request may come with a temporary credit score ding (does a balance transfer hurt your credit score?), it could actually improve your credit score in the long term. When you apply for new credit, whether it ... Read More »

Balance Transfer with 0% APR for 24 Months!

December 2, 2010 4 Comments »

Santander Sphere Card Offers Two Years of Zero Interest File this one under aggressive balance transfer offer! Santander Bank is offering a 0% APR balance transfer for 24 months (a full two years) via their new Sphere Card. The card ... Read More »

No Balance Transfer Fee Doesn’t Mean Best Deal

October 4, 2010 No Comments »

Consumers looking to execute balance transfers typically look for offers with no fee. But nowadays those usually aren’t the best deals, considering it’s near impossible to find a 0% APR balance transfer with no fee. If the balance transfer doesn’t ... Read More »