Latest Posts

Are Balance Transfers Safe?

Are Balance Transfers Safe?
October 12, 2011 No Comments »

If you’ve been thinking about executing a balance transfer, you may be wondering if they’re safe to use. This is a legitimate concern, considering money is involved. So what’s the answer? Well, as with anything that involves your money and ... Read More »

Chase 1% Balance Transfer Fee Special

October 10, 2011 No Comments »

I recently noted that Discover was offering 0% no fee balance transfers to select customers via snail mail. Well, Chase seems to be doing a similar promotion. The company currently has an offer for certain lucky customers (some with Amazon ... Read More »

You Can’t Balance Transfer Within the Same Bank

You Can’t Balance Transfer Within the Same Bank
October 5, 2011 2 Comments »

A good number of consumers seemed to get tripped up by credit card balance transfers and how they work. As I’ve said before, credit card issuers don’t do a great job explaining how to use them. Instead, they simply bombard ... Read More »

Discover Offering No Fee Balance Transfer to Select Customers

September 13, 2011 1 Comment »

Did You Receive a Golden Ticket? In my never-ending quest to keep track of any and all no fee balance transfer offers, I’ve received word that Discover is still offering its no fee balance transfer to select customers. It’s the ... Read More »

How to Consolidate Credit Card Debt

How to Consolidate Credit Card Debt
August 31, 2011 2 Comments »

Perhaps one of the best ways to efficiently and effectively consolidate credit card debt is via a balance transfer. You’ve probably received balance transfer offers from your credit card issuers in the mail, and if you don’t know what a ... Read More »

Balance Transfer vs. Personal Loan

August 18, 2011 No Comments »

It’s that time again, where I compare balance transfers to other financial instruments to see which is best in particular situations. Today’s matchup: “balance transfer vs. personal loan.” Balance Transfers In short, a balance transfer allows you to shift high-APR ... Read More »

0% Balance Transfer Isn’t Necessarily No Fee

August 3, 2011 No Comments »

While this may sound like an obvious mistake, I wanted to clear something up for others new to the balance transfer game. A reader noted that they received a “zero percent balance transfer fee credit card” from a credit card ... Read More »

Chase Cash Back Balance Transfer Bonus

July 19, 2011 No Comments »

If you’re in the market to transfer a credit card balance, and enjoy getting cash back for doing so (as opposed to paying it), this new offer is for you. This special edition Chase Freedom credit card comes with 0% ... Read More »

Navy Federal No Fee Balance Transfer Offer

July 14, 2011 2 Comments »

I stumbled upon a great no fee balance transfer today, currently being offered by Navy Federal Credit Union (NFCU). It comes with 0% APR on balance transfers for 12 months – after that, the APR is variable, ranging from 7.99% ... Read More »

15 Month 0% APR Balance Transfer Offer with Military Donation

July 1, 2011 No Comments »

If you’re actively shopping for a balance transfer credit card and in the mood to give to a good cause, you can kill two birds with one stone. Today, Discover launched a new balance transfer credit card that comes with ... Read More »