Latest Posts
You Can’t Balance Transfer Within the Same Bank
A good number of consumers seemed to get tripped up by credit card balance transfers and how they work. As I’ve said before, credit card issuers don’t do a great job explaining how to use them. Instead, they simply bombard ... Read More »
Discover Offering No Fee Balance Transfer to Select Customers
Did You Receive a Golden Ticket? In my never-ending quest to keep track of any and all no fee balance transfer offers, I’ve received word that Discover is still offering its no fee balance transfer to select customers. It’s the ... Read More »
How to Consolidate Credit Card Debt
Perhaps one of the best ways to efficiently and effectively consolidate credit card debt is via a balance transfer. You’ve probably received balance transfer offers from your credit card issuers in the mail, and if you don’t know what a ... Read More »
Balance Transfer vs. Personal Loan
It’s that time again, where I compare balance transfers to other financial instruments to see which is best in particular situations. Today’s matchup: “balance transfer vs. personal loan.” Balance Transfers In short, a balance transfer allows you to shift high-APR ... Read More »
0% Balance Transfer Isn’t Necessarily No Fee
While this may sound like an obvious mistake, I wanted to clear something up for others new to the balance transfer game. A reader noted that they received a “zero percent balance transfer fee credit card” from a credit card ... Read More »
Chase Cash Back Balance Transfer Bonus
If you’re in the market to transfer a credit card balance, and enjoy getting cash back for doing so (as opposed to paying it), this new offer is for you. This special edition Chase Freedom credit card comes with 0% ... Read More »
Navy Federal No Fee Balance Transfer Offer
I stumbled upon a great no fee balance transfer today, currently being offered by Navy Federal Credit Union (NFCU). It comes with 0% APR on balance transfers for 12 months – after that, the APR is variable, ranging from 7.99% ... Read More »
15 Month 0% APR Balance Transfer Offer with Military Donation
If you’re actively shopping for a balance transfer credit card and in the mood to give to a good cause, you can kill two birds with one stone. Today, Discover launched a new balance transfer credit card that comes with ... Read More »
Balance Transfer Fee Lowered on Discover 18 Month Balance Transfer Card
Discover is lowering the balance transfer fee again on its popular 0% 18 month balance transfer offer. Beginning June 1, the fee will drop from 4% to 3%, which can equate to some serious savings if you’re in the market ... Read More »
0% 18 Month Balance Transfer from Discover
Are you looking for a balance transfer credit card that will give you some breathing room? Is 12 months not enough for you to pay off all your credit card debt? Well, Discover has a “0% APR balance transfer for ... Read More »