Are Balance Transfers Safe?

If you’ve been thinking about executing a balance transfer, you may be wondering if they’re safe to use. This is a legitimate concern, considering money is involved. So what’s the answer? Well, as with anything that involves your money and personal finances, you need to do your due diligence. First and foremost, ensure you’re working… Continue reading Are Balance Transfers Safe?

Discover Offering No Fee Balance Transfer to Select Customers

Did You Receive a Golden Ticket? In my never-ending quest to keep track of any and all no fee balance transfer offers, I’ve received word that Discover is still offering its no fee balance transfer to select customers. It’s the same aggressive offer that was open to all customers up until earlier this year. Unfortunately,… Continue reading Discover Offering No Fee Balance Transfer to Select Customers

Balance Transfer vs. Personal Loan

It’s that time again, where I compare balance transfers to other financial instruments to see which is best in particular situations. Today’s matchup: “balance transfer vs. personal loan.” Balance Transfers In short, a balance transfer allows you to shift high-APR debt from one credit card to another (what is a balance transfer?). Sometimes, you’re also… Continue reading Balance Transfer vs. Personal Loan