Latest Posts

How to Consolidate Credit Card Debt

How to Consolidate Credit Card Debt
August 31, 2011 2 Comments »

Perhaps one of the best ways to efficiently and effectively consolidate credit card debt is via a balance transfer. You’ve probably received balance transfer offers from your credit card issuers in the mail, and if you don’t know what a ... Read More »

Balance Transfer vs. Personal Loan

August 18, 2011 No Comments »

It’s that time again, where I compare balance transfers to other financial instruments to see which is best in particular situations. Today’s matchup: “balance transfer vs. personal loan.” Balance Transfers In short, a balance transfer allows you to shift high-APR ... Read More »

0% Balance Transfer Isn’t Necessarily No Fee

August 3, 2011 No Comments »

While this may sound like an obvious mistake, I wanted to clear something up for others new to the balance transfer game. A reader noted that they received a “zero percent balance transfer fee credit card” from a credit card ... Read More »

Chase Cash Back Balance Transfer Bonus

July 19, 2011 No Comments »

If you’re in the market to transfer a credit card balance, and enjoy getting cash back for doing so (as opposed to paying it), this new offer is for you. This special edition Chase Freedom credit card comes with 0% ... Read More »

Navy Federal No Fee Balance Transfer Offer

July 14, 2011 2 Comments »

I stumbled upon a great no fee balance transfer today, currently being offered by Navy Federal Credit Union (NFCU). It comes with 0% APR on balance transfers for 12 months – after that, the APR is variable, ranging from 7.99% ... Read More »

15 Month 0% APR Balance Transfer Offer with Military Donation

July 1, 2011 No Comments »

If you’re actively shopping for a balance transfer credit card and in the mood to give to a good cause, you can kill two birds with one stone. Today, Discover launched a new balance transfer credit card that comes with ... Read More »

Balance Transfer Fee Lowered on Discover 18 Month Balance Transfer Card

Balance Transfer Fee Lowered on Discover 18 Month Balance Transfer Card
June 1, 2011 No Comments »

Discover is lowering the balance transfer fee again on its popular 0% 18 month balance transfer offer. Beginning June 1, the fee will drop from 4% to 3%, which can equate to some serious savings if you’re in the market ... Read More »

0% 18 Month Balance Transfer from Discover

0% 18 Month Balance Transfer from Discover
May 19, 2011 No Comments »

Are you looking for a balance transfer credit card that will give you some breathing room? Is 12 months not enough for you to pay off all your credit card debt? Well, Discover has a “0% APR balance transfer for ... Read More »

Chase Freedom Balance Transfer Offer

May 16, 2011 No Comments »

Are you looking for a balance transfer credit card that you’ll actually want to hold onto long term?  Well, look no further. The Chase Freedom credit card, which was recently named the “Best Overall Card” by CBS MoneyWatch, comes with ... Read More »

Pay Off Taxes with a Balance Transfer Credit Card

April 28, 2011 No Comments »

If you paid your taxes with a credit card this year, you certainly won’t want to be charged credit card finance charges (interest) on top of whatever you were charged to use a credit card in the first place. Yes, ... Read More »