All posts by Colin Robertson
Balance Transfers Won’t Affect Credit Card Rewards Payout
Here’s an issue I’ve been seeing a lot of lately. Nowadays, credit card issuers are offering some pretty enticing deals to get customers in the door. In fact, it’s not entirely uncommon to see cash back bonuses of $500 or ... Read More »
The Simplest Way to Lower Your Credit Card APR
If you’re looking to save some money and balance your budget, the first place you should look is at unnecessary outflows of cash. You know, the $4 Starbucks coffee you buy each morning, or the expensive lunches you treat yourself ... Read More »
How to Avoid the Credit Card Balance Transfer Trap
I’ve written more than I ever thought I would about credit card balance transfers, but it seems most people are still in the dark when it comes to these money-saving tools. I would venture to say that most credit cardholders ... Read More »
Balance Transfers Do Not Have Grace Periods
Most of the time I highlight the good qualities of credit card balance transfers. After all, they are designed to save credit cardholders money, so there is plenty of good to speak of. But there are some balance transfer drawbacks, ... Read More »
Can You Balance Transfer a Cash Advance?
Balance transfer Q%A: “Can you balance transfer a cash advance?” In an earlier post, I compared and contrasted balance transfers and cash advances, which are very different financial instruments. Put simply, credit card cash advances are an absolute last resort. ... Read More »
PenFed Life of the Balance Transfer With No Fee
A new balance transfer deal popped up on the Internet today, offered by the Pentagon Federal Credit Union. What makes this offer somewhat unique is that it’s a no fee balance transfer that offers a low fixed rate for life. ... Read More »
USAA Balance Transfer, 0% No Fee
There’s word of a new no fee balance transfer offer, this time from USAA. If you weren’t already aware, USAA, which stands for United Services Automobile Association, provides a slew of financial services to United States military and their families. ... Read More »
Balance Transfer Day: A Marketing Gimmick?
By now, you’ve probably heard about Bank Transfer Day, which was an initiative that called for consumers to move their money from large commercial banks to non-profit credit unions. Call it the 99% using their numbers to do one over ... Read More »
Chase Slate Balance Transfer: 0% APR and No Fees!
Chase Slate Balance Transfer Offer Is Hard to Beat Finally, an out-and-out no fee balance transfer offer with no costs whatsoever! That’s right, for a limited time (well, it’s been a few years now but I wouldn’t look a gift ... Read More »