All posts by Colin Robertson

Can You Do Multiple Balance Transfers?

Can You Do Multiple Balance Transfers?
September 23, 2019 No Comments »

Similar to applying for multiple credit cards, you might be wondering if it’s possible to execute multiple balance transfers in a short window of time. The good news is that yes, you can do multiple transfers in a small span ... Read More »

What Happens to My Old Credit Card After the Balance Transfer?

What Happens to My Old Credit Card After the Balance Transfer?
September 20, 2019 No Comments »

There are lots of interesting balance transfer-related questions out there, and I just stumbled across one I haven’t touched upon. It has to do with the “old credit card” involved in the transaction, the card that should have a zero ... Read More »

What Happens If You Don’t Pay Off Your Balance Transfer?

What Happens If You Don’t Pay Off Your Balance Transfer?
September 18, 2019 No Comments »

Most folks have a decent understanding of credit card balance transfers. If you don’t, read my primer for more info. Simply put, they allow you to move outstanding credit card balances from one credit card to another to save money. ... Read More »

American Express Launches a No Fee Balance Transfer

American Express Launches a No Fee Balance Transfer
April 19, 2018 No Comments »

A few years ago, I never thought I’d see the day, but alas, American Express now has a no fee balance transfer with 0% APR available! I assumed they’d be the least likely company to offer such as deal, seeing ... Read More »

Santander Ultimate Cash Back Card: An Interesting No Fee Offer

Santander Ultimate Cash Back Card: An Interesting No Fee Offer
July 12, 2017 Comments Off on Santander Ultimate Cash Back Card: An Interesting No Fee Offer

Well, Santander Bank is back with yet another interesting credit card balance transfer offer, though it might not be as good as their earlier Sphere Card offer. This one doesn’t even come with 0% APR, but they aren’t going to ... Read More »

Barclaycard Ring Just Got Way Better: 0% APR and No Balance Transfer Fee!

Barclaycard Ring Just Got Way Better: 0% APR and No Balance Transfer Fee!
March 8, 2017 No Comments »

Update: This offer is no longer available at 0% APR!  Check Barclays website for current offer. For a while now, the only mainstream no fee credit card balance transfer offer came via Chase Slate, which for years now has offered ... Read More »

Discover Offering 0% APR for 21 Months on Balance Transfers

Discover Offering 0% APR for 21 Months on Balance Transfers
February 8, 2017 1 Comment »

Discover has upped the ante, pushing their 0% intro APR period on balance transfers to a full 21 months, up from just 14 months previously. If you’re keeping track, that’s another seven months to enjoy no finance charges (interest) on ... Read More »

How to Pay Off Holiday Debt with a Balance Transfer

How to Pay Off Holiday Debt with a Balance Transfer
January 4, 2017 No Comments »

Welp, the holidays have come and gone, and the Christmas tree is starting to brown, assuming it’s still even in the house and not out on the curb. The decorations are back in the garage and the in-laws are long ... Read More »

Dollar Bank Low Rate Credit Card Charges 1% Balance Transfer Fee

Dollar Bank Low Rate Credit Card Charges 1% Balance Transfer Fee
December 15, 2016 No Comments »

If you’re looking for a cheap balance transfer option, and you happen to live in either Pennsylvania or Ohio, check out the Dollar Bank Low Rate Credit Card. The card, which features 0% APR on both purchases and balance transfers ... Read More »