Slate 0% APR No Fee Balance Transfer

November 2, 2011 4 Comments »
Slate 0% APR No Fee Balance Transfer

Chase Slate Balance Transfer Offer Is Hard to Beat

Finally, an out-and-out no fee balance transfer offer folks with no costs whatsoever!

That’s right, for a limited time, the Chase Slate credit card is a 0% APR no fee balance transfer!!

This is the only such balance transfer offer currently available from a major credit card issuer, so act fast if you have high-APR credit card debt that needs to be transferred.

With this deal, you won’t pay a balance transfer fee, and you can enjoy 0% APR for a lengthy 15 months.

After those 15 months are up, the APR will vary between 13.24%, 18.24% or 23.24%.

Let’s look at an example of the savings with Chase Slate’s No Fee Balance Transfer:

Credit card debt: $4,000 @21.99%
Balance transfer offer: 0% APR for up to 12 months
Balance transfer fee: $0 (zero)

If you were to leave the debt on your existing credit card, you’d be paying roughly $73 a month and $880 annually in credit card finance charges.

Moving it for free to Chase Slate would save you all that money and allow you to actually get out of debt, as those interest charges wouldn’t be piling up on top of existing debt.

This is why balance transfers are so worthwhile. Not only do they help you save on credit card interest, but they also allow you pay down your debts, which can also improve your credit score!

Gotta Ask Fast with Chase Slate Balance Transfers

There is a caveat, although not a terribly negative one. You must transfer your higher rate balances during the first 60 days your account is opened.

In other words, existing Chase Slate cardholders who have had the card more than two months can’t take advantage of the associated balance transfer offer.

So don’t wait…in fact, it’s probably best to transfer the balance at the same time you open the card during the application. Or very shortly after.

Once those 60 days are up, the higher-than-industry standard 5% balance transfer fee will apply. That is significantly worse than the typical 3% fee most other card issuers charge.

Oh, and last of all, Chase Slate has no annual fee, making it the only truly free balance transfer credit card out there at the moment (at least when it comes to the big issuers).

If this balance transfer offer interests you, act soon before it’s gone!

Chase Slate No Fee Balance Transfer Offer Features

  • $0 intro balance transfer fee (during first 60 days from account opening)
  • 0% APR for first 15 months on both balance transfers and purchases
  • $0 annual fee
  • 5% balance transfer fee (min $5) after first 60 days

Read more: How long do balance transfers take?


  1. Will January 3, 2016 at 5:46 pm -

    Are there any other no fee offers? Is Discover doing their seasonal no fee offer this year? Thanks!

  2. Colin Robertson January 6, 2016 at 10:46 am -


    It seems Slate is the only game in town other than smaller credit union offers.

  3. Dan August 1, 2016 at 10:49 am -

    What’s the catch with Chase Slate? Seems too good to be true if you ask me.

  4. Colin Robertson August 4, 2016 at 4:55 pm -


    There isn’t a catch, other than the fact that like any other credit card, if you don’t pay off your balance before the 0% APR period ends, you’ll owe interest (finance charges).

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