All posts by Colin Robertson

Barclaycard Ring Just Got Way Better: 0% APR and No Balance Transfer Fee!

Barclaycard Ring Just Got Way Better: 0% APR and No Balance Transfer Fee!
March 8, 2017 No Comments »

For a while now, the only mainstream no fee balance transfer offer came via Chase Slate, which for years now has offered 0% APR for 15 months on balance transfers with no fee. Yes, I compiled a list of literally ... Read More »

Discover Offering 0% APR for 21 Months on Balance Transfers

Discover Offering 0% APR for 21 Months on Balance Transfers
February 8, 2017 1 Comment »

Discover has upped the ante, pushing their 0% intro APR period on balance transfers to a full 21 months, up from just 14 months previously. If you’re keeping track, that’s another seven months to enjoy no finance charges (interest) on ... Read More »

How to Pay Off Holiday Debt with a Balance Transfer

How to Pay Off Holiday Debt with a Balance Transfer
January 4, 2017 No Comments »

Welp, the holidays have come and gone, and the Christmas tree is starting to brown, assuming it’s still even in the house and not out on the curb. The decorations are back in the garage and the in-laws are long ... Read More »

Dollar Bank Low Rate Credit Card Charges 1% Balance Transfer Fee

Dollar Bank Low Rate Credit Card Charges 1% Balance Transfer Fee
December 15, 2016 No Comments »

If you’re looking for a cheap balance transfer option, and you happen to live in either Pennsylvania or Ohio, check out the Dollar Bank Low Rate Credit Card. The card, which features 0% APR on both purchases and balance transfers ... Read More »

Discover Is Offering a Targeted No Fee Balance Transfer

Discover Is Offering a Targeted No Fee Balance Transfer
November 17, 2016 No Comments »

I got an-email today from Discover about saving money on interest via a balance transfer. Obviously this piqued my interest given I run a website about credit card balance transfers. While I wasn’t in need of one, I still wanted ... Read More »

Marcus by Goldman Sachs: Aims to End Cycle of High-Interest Credit Card Debt

Marcus by Goldman Sachs: Aims to End Cycle of High-Interest Credit Card Debt
October 13, 2016 No Comments »

A new service from investment bank Goldman Sachs called “Marcus” aims to help consumers pay off high-interest rate credit card debt once and for all. The smart-looking website seems to be appealing to today’s youth, with the option to apply ... Read More »

Credit Unions Need to Better Advertise Their No Fee Balance Transfer Offers

Credit Unions Need to Better Advertise Their No Fee Balance Transfer Offers
October 12, 2016 3 Comments »

Earlier this year, I pointed out that one of the best places to find a no fee balance transfer credit card is at a local credit union. Why? In short, they tend not to charge a transaction fee to complete ... Read More »

Credit Card Surfing Is Apparently a Thing

Credit Card Surfing Is Apparently a Thing
October 3, 2016 No Comments »

We’ve all heard about credit card churning, which is the art of opening and closing credit cards to take advantage of generous sign-up bonuses. But what about “credit card surfing?” At first glance, you might think it’s some sort of ... Read More »

Capital One Is Offering 6.99% APR on Balance Transfers for 48 Months

Capital One Is Offering 6.99% APR on Balance Transfers for 48 Months
March 30, 2016 No Comments »

A 4 Year Balance Transfer Credit card issuer Capital One has been sending out some targeted balance transfer offers to its customers with low promotional APR for as long as 48 months. Sadly, it’s not a 0% balance transfer offer, ... Read More »